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hypothec

Mortgage vs Hypothec - What's the difference?

mortgage | hypothec |


In lang=en terms the difference between mortgage and hypothec

is that mortgage is a special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered while hypothec is in Scotland, a landlord's right over the stocking (cattle, implements, etc.), and crops of his tenant, as security for payment of rent.

As a verb mortgage

is to borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; to pledge a property in order to get a loan.

Hypothec vs Hypothecary - What's the difference?

hypothec | hypothecary |


In legal|lang=en terms the difference between hypothec and hypothecary

is that hypothec is (legal) in scotland, a landlord's right over the stocking (cattle, implements, etc), and crops of his tenant, as security for payment of rent while hypothecary is (legal) the holder of a hypothec, or pledge.

As nouns the difference between hypothec and hypothecary

is that hypothec is (legal) in scotland, a landlord's right over the stocking (cattle, implements, etc), and crops of his tenant, as security for payment of rent while hypothecary is (legal) the holder of a hypothec, or pledge.

As an adjective hypothecary is

of, pertaining to, or arising from hypothecation, the pledging of property or mortgage as surety for a loan.

Hypothec vs Hypotheca - What's the difference?

hypothec | hypotheca | see also |

Hypotheca is a descendant of hypothec.



As nouns the difference between hypothec and hypotheca

is that hypothec is in Scotland, a landlord's right over the stocking (cattle, implements, etc.), and crops of his tenant, as security for payment of rent while hypotheca is the lower or posterior half of the theca of a thecate protist such as a diatom or dinoflagellate.