As nouns the difference between lipid and phospholipid

is that lipid is any of a group of organic compounds including the fats, oils, waxes, sterols, and triglycerides. Lipids are characterized by being insoluble in water, and account for most of the fat present in the human body. They are, however, soluble in nonpolar organic solvents while phospholipid is any lipid, such as lecithin or cephalin, consisting of a diglyceride combined with a phosphate group and a simple organic molecule such as choline or ethanolamine; they are important constituents of biological membranes.