Howes vs Owes - What's the difference?
howes | owes |
(owe)
To be under an obligation to give something back to someone or to perform some action for someone.
*1854 , Dickens, Hard Times , Chapter 7:
*:He inherited a fair fortune from his uncle, but owed it all before he came into it, and spent it twice over immediately afterwards.
To have debt, to be in debt.