Noun

(en noun)

(economics) A person or firm that owes money; one in debt; one who owes a debt

(legal) One who owes another anything, or is under obligation, arising from express agreement, implication of law, or principles of natural justice, to pay money or to fulfill some other obligation; in bankruptcy or similar proceedings, the person who is the subject of the proceeding.

Noun

(en noun)

One who lends, especially money.

* Shakespeare , Hamlet, circa 1602, Act 1 scene 3, Polonius speaks [http://www.gutenberg.org/dirs/etext98/2ws2610.txt]

"Neither a borrower nor a lender be:

For loan oft loses both itself and friend;

And borrowing dulls the edge of husbandry."

*{{quote-magazine, date=2013-06-01, volume=407, issue=8838, page=71, magazine=(The Economist)

, title= End of the peer show , passage=Finance is seldom romantic. But the idea of peer-to-peer lending comes close. This is an industry that brings together individual savers and lenders on online platforms. Those that want to borrow are matched with those that want to lend.}}